To do monthly


  1. Invest every month in following
    1. Retirement fund
    2. Long term MFs
    3. Emergency fund
    4. Liquid funds (Bare minimum cash in bank/FDs)
    5. Buy 3 blue-chip, 2 midcap stocks this year every month
    6. ELSS (if need be)
  2. Monthly Budgeting
  3. Go out with family atleast once

To do weekly


  1. Outdoor walking/running 3 times
  2. Manage expenses
  3. Complete two skill chapters - Practice & document important points in a notebook (pen-paper routine)
  4. Read 2 chapters each of any two books
  5. Track personal progress (of to-dos long, short term) in habit tracker
  6. Manage personal network DB

To do Daily


  1. Keep jogging shoes beside bed at night
  2. Good breakfast
  3. Clean study desk, bed, spects, Laptop